Make money in a recession

Are we in a recession? Many financial "experts" say we are not, but taking a look at what is going on around around us - the stock market plunging, layoffs, etc. - it is hard to agree with them. The key is to not be afraid, but to be smart. There are plenty of ways to make money in a recession.

The first thing to do is to get your finances in order. Follow these guidelines:

• Don't spend more than you make.
• Pay off debt.
• Put money into savings.
• Prepare for the worst, but hope for the best.

The second thing to do is to realize that recessions are simply an economic reality. There is no avoiding them - they will come eventually. In the past 25 years, we have had 2 recessions (in 1990-1991 and again in 2001). In the 35 years prior to that, we had 8 recessions. Recessions can and do happen. They do not usually last very long (usually a matter of months, not years). You have to be prepared to ride it out.

The third thing to do is to remember this: there are always people who make money in a recession (or a depression, for that matter). The key is that you have to be ready to act when a recession occurs. For example, if you have money to spend and real estate prices drop, you can snap up some super deals and make a nice profit in a reasonably short period of time.

Finally, you need to be able to make money in a recession, and you cannot rely on a job to provide that income. Jobs are notoriously unstable in a recession. For true financial stability, you need to work on building multiple streams of income before you lose your job. You need to have multiple streams of income that you can do from anywhere - anywhere you have a computer, that is. :D

I can help you develop those multiple streams of income, if you would like. Simply click on my link to the right (in the sidebar).

"What if I want to do something other than MLM, party plans or network marketing?"

This is not meant to be a slam against party plans, etc. I think that they can be a great way to make money.

But I also know that there are some moms that don't want to do that kind of thing.

They also want to have their own business - something that they created out of nothing. Something that is unique and their own "baby."

So that is why I created my guide: Shay's Guide to Making Money from Home - No MLM, Party Plans or Network Marketing

This is a simple guide to help you start your own business from home. It explains 3 ways you can start making money from home right away - with no experience and with very little investment.

There are 3 ways discussed in the guide:

• Blogging
• Writing (or having someone write for you)
• Joint Ventures

Anyone can have a profitable home business by using these methods.

Included is also a 7-day ecourse/workshop that is designed to have you up and running in your own profitable business. There is a daily lesson and homework, plus you can ask questions.

All of this for only $7. (Yes, I said 7 dollars.)

Maybe I am crazy, but I really want everyone to be able to have a home business that is profitable and simple.

You can order by clicking below:

It is backed by a 100% money-back guarantee so you have nothing to lose.

-----Shay :o)

Having kids pay for their own college tuition

With all of the talk on the news about kids not being able to get loans for college tuition, I am very thankful for what Hubby and I have decided to do. I want to share this plan with you, because I think it can help other parents make future plans.

We have four kids - ages 15, 12, 10 and 4.

We are going to have kids in college in about 4 years. We will probably have no more than 2 in college at any one time, but that is not certain - we might have 3 in college at one point. Things happen - one might take a year off. One might not do well for a year - who knows? The point is that, realistically, we might have 3 in college at the same time.

We are paying off our debt so that we will be debt-free long before we have kids in college.

However, we are NOT planning on paying for our kids to go to college.

I have set the kids up with ways to

1. learn how to make money.
2. make money over time
3. build up their income

I have set up blogs for the kids - they update them and run them (with my supervision) and they learn how blogging works - and how money works! There are ads and affiliate programs on there. (They are not old enough to participate directly yet, but I have my account and give them their share.)

Right now, they are almost to the point where they can earn all of their spending money. (Hey, 50 bucks is a fortune for a 10 year old!)

In the future, as their needs grow, their income will grow, too. They can and will be responsible for all of their clothing and other needs (once they earn that much).

They will be putting money aside for college.

They can have regular money coming in while they are in school - no broke college students! No phoning home for money! LOL

And I will have the peace of mind that they are self-sufficient.

That is the best part of all.

Comments? Questions? Leave them!

Do your 5 closest friends determine your income?

I have heard over and over about how the people you hang out with - your 5 closest friends - will determine the amount of money you make.

In the past, this concerned me, because I do not hang out with wealthy people. :o) The vast majority of people I hang out with are worried about if they are going to pay their electric bill or buy groceries this month.

I also told myself, "How can the people you hang out with make that much of a difference? After all, if I am reading positive books and focusing on things I should be - isn't that enough?"

But then I found a new forum - the Warrior Forum - and started reading and learning from there.

In just a few short weeks, my mindset has totally changed. I fully understand why your friends make a difference, because the conversations I have with people on the Warrior Forum are completely different than the ones I have in real life and on other forums. Spending an hour on that forum makes me so much more productive and gives me so many ideas!

So I have to say that the answer to the question in the title of this post is a resounding, "YES!"

But, luckily, you can find friends all over the globe, thanks to the Internet.

Thoughts? Opinions? Post them in the comments, along with your website!

I've lost about 20 pounds!

Okay, this is totally unrelated to working from home, but I had 2 people notice today that I have lost weight!! WOO HOOOOOOOOO!!!!!!!!!!!!!!!!!!!

I feel on top of the world today!

Strong sales in a weak economy

Hey, Mamas!

Everyone is talking about how bad the economy is. No doubt that there are issues we need to be watching and addressing.

But just because the economy is weak doesn't mean your sales have to be!

There are several things you can do to improve your sales:

• Start a blog or website and update it frequently - make sure you post all about your specials and incentives for customers.
• Get the email addresses for your customers! Keep in touch with them and offer email-only specials as an incentive for people to share their email address with you.
• Offer service that they cannot get anywhere else.

Setting up a blog costs little to nothing - and can be the easiest, quickest and least expensive way to improve your sales.

Thoughts? Comments? Questions? Share them here - with a link to your website!

What made you choose your work-at-home biz?

Hey, Mamas!

All of us chose to start working from home for different reasons, and we all chose the business we did for different reasons.

What made you choose to work from home?

How did you choose to do what you do?

Be sure to leave comments and include your website!